|All the moolah! From Weheartit|
Quite opposite to this friend, I'm ashamed to say is me. I would call myself an ostrich. I spend money without thinking what my balance is with my head stuck firmly in the sand. I don't add expenses up and then I am surprised when I finally read my bank statement (having avoided it for a week). Now I am an intelligent person (without blowing my own trumpet lol!). I have a masters degree. It can't be that hard to change my habits can it?!
Well I'm going to try!! I know it may be slightly over the top, but I'm going to be strict with myself for a while to try and beat some good habits into me. I don't want to carry these bad habits into my adult life when my financial responsibilities extend to scarily responsible things like houses, pensions and so on..
-When I'm aware of how much money I have I don't knowingly overspend so therefore I will check my current account every day.
- To practise some self control I am starting a spending diet. I found out about this idea from the blog and then she saved. I'm giving myself £75 a month to spend.
-To make sure I stick to my spending diet, I will track everything I spend on an excel spreadsheet. I spent loads of time earlier in the year, making an all singing, all dancing one and never really filled any of it in! Not this time though!
|What my spreadsheet should look like! From Weheartit|
And of course I shall let you all know how I get on here. Wish me luck!